They aren't all born into poverty, Janice. Life happens. Accidents can prevent someone from working, divorce, separation - any of these things and more can make anyone who is not helped poor when perhaps they weren't before, disrupting their life plans. I personally know several people (other freelancers, with limited companies or newly freelance) who are reeling from the pandemic affecting their business and they are getting no help from the government. Change can happen before you know it through no fault of your own.
Claire Moran ● 2197d